:root{--bg:#fff;--s:#f3f7ff;--line:#dbe4f5;--ink:#14183f;--mu:#5b6486;--gold:#d96f00;--navy:#1f2a8c;--or:#f7941d}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.65 Inter,system-ui,sans-serif}
h1,h2,h3{font-family:"Inter Tight",Inter,sans-serif;font-weight:600;letter-spacing:-.03em;line-height:1.05;margin:0}
a{color:inherit}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
.w{max-width:1080px;margin:0 auto;padding:0 22px}
header{position:sticky;top:0;z-index:9;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
header .w{display:flex;align-items:center;justify-content:space-between;gap:14px;height:64px}
.logo{font:600 19px "Inter Tight",sans-serif;text-decoration:none;letter-spacing:-.02em;line-height:1.1}
.logo small{display:block;font:400 11px Inter,sans-serif;color:var(--mu);letter-spacing:0}
nav{display:flex;gap:26px;font-size:15px}
nav a{text-decoration:none;color:var(--mu)}
nav a:hover,nav a.on{color:var(--ink)}
.btn{display:inline-block;padding:13px 26px;border-radius:99px;font-weight:600;text-decoration:none;font-size:16px;border:1px solid transparent;cursor:pointer;font-family:inherit}
.btn.w1{background:var(--navy);color:#fff}
.btn.gd{background:var(--or);color:#14183f}
.btn.gh{border-color:var(--navy);color:var(--navy)}
.btn:hover{filter:brightness(.92)}
.sm{padding:9px 20px;font-size:14px}
.hero{padding:96px 0 72px;text-align:center;background:radial-gradient(60% 60% at 50% 0,rgba(60,90,220,.14),transparent 72%)}
.hero h1{font-size:clamp(42px,8vw,88px);max-width:14ch;margin:0 auto}
.hero p{font-size:19px;color:var(--mu);max-width:54ch;margin:22px auto 30px}
.hero small{display:block;margin-top:18px;color:var(--mu);font-size:14px}
.btns{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
section{padding:72px 0}
.c{text-align:center}
h2{font-size:clamp(30px,4.6vw,48px)}
.lead{color:var(--mu);max-width:58ch;margin:14px 0 36px}
.c.lead{margin-left:auto;margin-right:auto}
.stats{display:grid;grid-template-columns:repeat(3,1fr);text-align:center;gap:20px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:44px 22px}
.stats b{display:block;font:300 clamp(40px,7vw,68px)/1 "Inter Tight",sans-serif;letter-spacing:-.04em}
.stats span{color:var(--mu);font-size:14px}
.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.g3{grid-template-columns:repeat(3,1fr)}
.card{background:var(--s);border:1px solid var(--line);border-radius:22px;padding:26px;text-decoration:none;display:block}
a.card:hover{border-color:var(--navy);box-shadow:0 8px 24px rgba(31,42,140,.12)}
.card h3{font-size:24px;margin-bottom:10px}
.card p{margin:0;color:var(--mu);font-size:15px}
.card ul{margin:14px 0 0;padding-left:18px;color:var(--mu);font-size:15px}
.gold{color:var(--gold)}
.band{background:#eaf1ff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.cta{text-align:center;background:radial-gradient(50% 80% at 50% 100%,rgba(60,90,220,.12),transparent 70%)}
.cta h2{max-width:16ch;margin:0 auto 26px}
.page{padding:64px 0 24px}
.page h1{font-size:clamp(38px,6.5vw,68px);margin-bottom:14px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.calc{display:grid;grid-template-columns:1.1fr .9fr;gap:20px}
.row{margin-bottom:22px}
label{display:flex;justify-content:space-between;font-weight:500;margin-bottom:8px;font-size:15px}
input[type=range]{width:100%;accent-color:var(--gold)}
input[type=number],input[type=text],input[type=tel],select,textarea{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:12px;background:#fff;color:var(--ink);font:inherit}
.big{font:300 clamp(44px,7vw,68px)/1 "Inter Tight",sans-serif;letter-spacing:-.04em;color:var(--navy);margin:6px 0 18px}
dl{display:grid;grid-template-columns:1fr auto;gap:8px 14px;margin:18px 0 0;color:var(--mu)}
dd{margin:0;text-align:right;color:var(--ink);font-weight:500}
.bar{height:10px;border-radius:9px;background:#dbe4f5;overflow:hidden;margin-top:8px}
.bar i{display:block;height:100%;background:var(--or);width:50%}
.note{color:var(--mu);font-size:13px;margin-top:14px}
.hide{position:absolute;left:-9999px}
form .btn{width:100%}
table{width:100%;border-collapse:collapse;margin:8px 0 18px}
td{padding:9px 0;border-bottom:1px solid var(--line)}
td:last-child{text-align:right;color:var(--mu)}
footer{border-top:1px solid var(--line);padding:40px 0;color:var(--mu);font-size:14px}
footer .w{display:grid;grid-template-columns:1.2fr 1fr;gap:24px}
.wa{position:fixed;right:16px;bottom:16px;background:#25d366;color:#04250f;font-weight:600;text-decoration:none;padding:12px 18px;border-radius:99px;z-index:8}
.band .card{background:#fff}
.grid5{display:flex;flex-wrap:wrap;gap:16px;justify-content:center}
.grid5 .card{flex:0 0 calc(33.333% - 11px)}
@media(max-width:860px){.grid5 .card{flex-basis:calc(50% - 8px)}.grid,.g3{grid-template-columns:1fr 1fr}.two,.calc,footer .w{grid-template-columns:1fr}nav{display:none}}
@media(max-width:520px){.grid5 .card{flex-basis:100%}.grid,.g3,.stats{grid-template-columns:1fr}.hero{padding-top:64px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}